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Top Dating Keywords and How to Create a Profitable Dating Site

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With so many different ways to make money on the internet, it’s important not to fall into the trap of shiny object syndrome. And by this, we mean jumping from one idea to another and trying to get rich overnight. Even if this can be successfully done, it will likely only bring minimal results and only last for a short period of time.

A much better way to make money online is to look at the long-term picture and create a website, or an ad campaign that will continue to provide value, incoming traffic, and revenue for years to come. With virtually an unlimited supply of traffic and advertiser money out there to benefit from, it’s simply a matter of choosing a niche market, then making the most of it.

One such example of an industry that is completely evergreen and will have a never-ending supply of traffic and revenue, is the online dating niche — much like the weight loss and financial markets, they just never seem to die out as more people come of age daily. However, this is an extremely saturated online market as well. If you are going to jump into this area, you need to put in the time and effort to know who your audience is and create the best ad campaigns possible, specifically targeted towards geographic and demographic interest and data.

You might also be thinking about how saturated the online dating space already is — which is correct. If we take a look at the Wikipedia graph below, we can see just how many members are subscribed to the top dating sites. However, you will also learn that there are hundreds of online dating sites with affiliate programs, and millions of individuals throughout the world are trying online dating for the first time daily.

As for growth, Nasdaq reported, “Online dating is also gaining traction overseas, most notably in China, where revenue is estimated to total $1.6 billion for the year by the end of 2016.” For even more updating online dating numbers, we can take a look at some stats and revenue growth charts from Statista.

  • Revenue in the “Online Dating” segment amounts to US$1,383m in 2018.
  • Revenue is expected to show an annual growth rate (CAGR 2018-2022) of 3.9% resulting in a market volume of US$1,610m in 2022.
  • User penetration is at 5.7% in 2018 and is expected to hit 6.3% in 2022.
  • The average revenue per user (ARPU) currently amounts to US$4.70.
  • From a global comparison perspective, it is shown that most revenue is generated in the United States (US$590m in 2018).

So what does this mean for content creators, site owners, and affiliates marketers?

Simple… a world of opportunity and growth! And also, stop focusing all of your efforts on just the U.S. and English speaking markets!

With all of that in mind, today we are going to walk through the process of how to create a profitable dating and relationship blog. This is a perfect business model or marketing method for anyone to get started with online and affiliate marketing. Even better, this method also doesn’t require a lot of upfront money in the process and is ideal for anyone that would like to focus more on putting their free time and effort getting put to good use.

This process breaks down into the following three steps.

  1. Know your audience and target demographic
  2. Have a form of monetization (ie: affiliate2day)
  3. Promote your site with SEO and social media

Be sure to follow along and consider your options with making money in the world of online dating and providing relationship advice to the millions of people who are searching for these types of resources daily.

The Target Audience and Demographic of Your Site

While it might seem like your audience and the demographics of your site would be anyone who is single and is looking for a relationship, you would be correct, but you would also be way too generic at the same time. Instead, if you want to make money and be able to rank above the competition, you will need to have a very niche specific site that not only caters to a specific gender but also provides them with exactly what they are looking for.

When looking at the type of content to create and how to target an audience, a perfect example of this can be seen below in this dating keywords list from Modovo. While many sites will list one or two keywords to target, Mondovo has done an excellent job with listing a wide range of long-tail keywords and search phrases — all related to everything dating.

In that same article, we can also take a look at some of the most searched dating keywords as well. When doing any research on these dating keywords, be sure to look at the additional long tail keywords and other ways that you can spend this into more creative topics while giving the audience exactly what they want. For example, you might see that “dating app” and “dating sites” have more than 600,000 searches per month. But going after a search phrase like “what to do on a first date” (with 5,400 searches per month) has a completely different focus and mind set. Depending on what keywords and search phrases you are going after, you will have to create content based on these needs and individual call-to-actions that relate to the users need.

When creating the content for your site, it’s important to always focus on not just your end goal (which is likely to get users to sign up for a dating offer) but to also rank higher in the search results with the most targeted content possible. If you have a site that is strictly focused on kissing, you can cover every type of kissing/making out search phrase there is. You can see a few more examples of these keywords below.

Sticking with this same concept, you can use any of the most searched for phases at the beginning of this section, then plug them into Google and see more “related searches” like the ones above. For best results, create one super long article with all of these topics covered, or multiple articles (2,000+ words in length) and link each of them back to each other on your site.

How to Best Monetize Your Site Content

The great thing about creating dating tips or relationship blog is that there are plenty of ways to monetize your content. At the most simple form, you can always use Google Adsense ads on your site and make a small portion of the revenue generated, or you can promote individual dating related offers or actual dating sites in themselves. In most cases, going with an affiliate offer to send leads to a dating site is probably the best option — since that is likely what your audience is interested in.

As mentioned earlier, there are now well more than a billion active sites on the internet today. That is a lot of content, and way too many distractions out there. This is especially true if you plan on converting your audience into a lead after just one visit. A better way to connect and provide value to your audience, might be through the use of an autoresponder series where you can deliver quality information, guides, and resources over time.

This is just one of the many forms on monetization available to site owners and bloggers today. Through the visual below we can see how marketing might start through ppc ads, forum posts, banners, or even social media… but that is just the start of the process. It’s then up to your content and websites to flow the user through a process where they trust your content and find value in it, then also subscribing to your mailing list, and also be ready to take action through your site.

This isn’t just an effective business model for brands and site owners selling courses of digital products, it also works in the world of online dating and relationships as well. Once you have a content focus and target audience in place, don’t just think of a monetization play and how to make money — consider your options with longterm subscriber and revenue growth as well.

Also mentioned earlier, the online dating space is absolutely saturated with content, competitors, money, and advertising options — however, there is still plenty of room to compete and make money as well. There are many well-known brand name US dating sites, many of which you probably already know and maybe even use or promote. The same holds true for dating outside of the US. If you are only targeting the USA or just English-speaking countries, you are missing out big time! Take a look at this list of the world’s most single countries.

  1. BRAZIL, 10%
  2. KENYA, 15%
  3. SOUTH AFRICA, 24%
  4. RUSSIA, 25%
  5. CANADA, 27%
  6. U.S., 28%
  7. ITALY, 29%
  8. JAPAN, 31%
  9. BRITAIN, 34%
  10. SWEDEN, 47%

To make all of this easier to follow, we will use Affiliate2Day as our example affiliate program for monetization on dating tips or relationship blog. Like many other affiliate networks, Affiliate2Day is a dating-specific affiliate program that offers compensation when someone joins or purchases on one of their dating websites.

The benefit of using a dating-specific platform like Affiliate2Day, is dating is all they do! This means they know what type of landing pages, ad creatives, traffic sources, and types of audiences and demographic targeting work best. With all of this in mind, their platform also has affiliate managers with this same knowledge, who are more than willing to pass it along to any dating affiliates to increase leads, revenue, and earnings for both sides.

If you don’t already have an affiliate account with them, you can create one by clicking here. It’s free to create, and you will quickly be assigned to an affiliate manager that can help you get started with your first dating ad campaigns or placements on your site.

Most of my site readers should already be familiar with the process of affiliate marketing and how to set up their first campaign. You simply join a program, grab your affiliate link, and post it to your site. For a program like Affiliate2Day, it would be best to place call-to-actions throughout the content on your site. If you were going to promote the dating offers through paid marketing and media buying, then using unique landing pages that cater to different demographic audiences and their interests would be best.

When attempting to make money with a dating and relationship blog, it’s important to keep your efforts focused on one common call to action. For example, if you know your target audience is ‘single men’ living in the ‘United States’ and speak ‘English’, this should be the main focus of your landing page (while also have a call to action on the page for “Single Men” and also having a picture of a female on the page. This all simple advertising 101, but if you have any questions or need custom ad copy created, Affiliate2Day can help with that as well.

Generic monetization methods that are commonly used are often a rev-share solution like Google Adsense, an individual product/service, or affiliate marketing. In the case of Affiliate2Day and running dating offers, this would prove most effective on sites that have dating or relationship offers. No matter what you decide to promote, make sure not to load the site up with too many monetization options or distractions, as this can lead to site readers being overwhelmed and simply leaving your site. This can also be a headache for tracking site earnings as well.

In reference to making money with Affiliate2Day, affiliate partners have three monetization methods to choose from.

  • Pay Per Sale: 25% of sales amount + $25 sign-up bonus
  • Pay Per Lead: $6 to $8 per lead generated
  • Pay Per First Order: $150 to $250 per first order

If you aren’t sure which monetization method is best for your site, I would recommend going with the “up to $8 per lead” option, as this will give the best results overall while also letting you know the type of data and leads you have flowing through your site. For sites with higher quality content, or those focused strictly on dating/relationship articles, it would likely benefit more from the “$250 per first order option”. The same holds true for the 25% pay per sale program as well, so it’s worth testing on both sides.

Affiliate2Day Referral Program:

Another way to make money with Affiliate2Day is to refer other site owners and affiliates to their network, and then earn 10% of their commissions. This is an ideal offer for any bloggers or site owners that already cover the topics of making money online or affiliate marketing.

Affiliate2Day Anniversary Bonus Promotion:

Everyone loves to celebrate their anniversary, and Affiliate2Day is doing just that. Best of all, they will be sharing the experience with their site partners and affiliates as well. Here’s what you need to know:

This promotion will take part between September 1st – September 30th.

The bonus promotion hasn’t started yet, but that doesn’t mean you can’t start preparing for the event to take place.

The program is broken down as follows:

FOR ALL AFFILIATES

  • Earn $100 for each new sub-affiliates referred to the platform
  • Affiliates will also earn 10% from the earnings made by each affiliate referred
  • The more sub-affiliates referred, the more potential earnings throughout September
  • Log in to your affiliate account to grab your code and start referring affiliates today

FOR PPS AFFILIATES ONLY

  • Boost your affiliate earnings to the next level by referring as many customers as you can. A $1000 bonus is up for grabs to any PPS affiliates that can reach 200 sales!
  • Start today and get a jump ahead of the competition. The more referrals you send, the more likely you are to hit your bonus and sales required in September.

As stated on their site, if you’d like to take part in the event, “simply send a request via the contact form on their site, and mention your affiliate ID or username.” — once that is done, you will then receive a confirmation from their team, and the bonuses will be added to the winner’s accounts by October 20th 2018.

Now that we have a content monetization method in mind, we can now move onto the content promotion part.

Attracting New Site Visitors with SEO and Social Media

Creating a website or a blog is extremely easy. Content creation is also very easy as well, and can even be outsourced if you don’t know what you are writing about. One of the most important factors when attempting to make money online with a website or a blog, is knowing how to get a consistent flow of new visitors to your website.

Two of the most common and effective ways to accomplish this is through the use of SEO and social media. As mentioned earlier, ranking at the top of Google for any type of generic term is nearly impossible. This is why you are going to have to get creative and unique with the type of content you create. We recommend you go after long tail keywords and make your content as specific as possible, not only so you can target your audience, but also make it more likely that they will take action when they get to your site.

However, there are better ways to approach this process. For example, using a tool like SEMRush, we can plug in any dating or relationship blog and see what keywords they are currently ranking for. We can also see their placement in Google, how many people search for that phrase monthly, the difficulty in ranking for that keyword, and also a direct link to the article that is ranking. Obviously, you don’t want to copy the content on these sites, but instead, study the long tail keywords that are ranking and getting traffic, which you might not have found otherwise. You can see an example of all of this below.

At the same time, if you are completely against the idea of waiting around for your site to organically rank in Google, you can also focus your efforts on social media. Twitter, Facebook, and Pinterest are three of this hottest social platforms for building a following around relationships and advice — and Facebook Ads is ideal for targeting singles based on their interests and locations (think custom landing pages here).

No matter what method you choose, understand that it’s all about the time and effort that you put into your content, call to actions, and link building/promotion efforts. With more than a billion active sites on the internet, creating a site and content means nothing — it’s all about the value, delivery, and getting it in front of the right audiences.

Can You Really Still Make Money in the Online Dating Space?

Without a doubt. Just ask any of the top dating affiliate platforms on the internet today, and they will tell you they are paying out thousands of dollars per month to hundreds, if not thousands of their site partners — and best of all, affiliate marketing is paving the way. This means you can test different dating sites, content offers, and traffic sources, to see which work best for you.

As always, I can only provide you with so much information and details. To see real results, you need to actually put all of this into action. If you haven’t started a website or blog yet, follow this guide, and feel free to shoot me an email when you get started. I would love to hear about your online success!

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Save Time and Increase Earnings with Binom Pro Tracking Solution

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For entrepreneurs, business and brands, and of course affiliate marketers — time is money. As a performance marketing professional, you don’t want to be wasting your time working on campaigns that aren’t contributing in a meaningful way to your bottom line. You also don’t want to be wasting your time looking for the right kind of data on which you can base those kinds of decisions. The more time you’re able to save, the more money you’ll be able to make.

Designed as a tracker for professionals, Binom puts speed first and foremost. From the speed of click processing to the speed of report generation, Binom strives to save your time and increase your efficiency.

Pro Tracking Excellence with Binom

A self-hosted tracking platform, Binom offers an incredible bounty of data and functionality. Everything is just a couple of mouse clicks away.

And even though you are presented with such a wealth of information, it doesn’t have to be overwhelming. The core metrics and data are broadly organized across intuitive tabs, so you can easily sift through your campaigns, landing pages, affiliate networks, offers, traffic sources, trends, conversions, clicklog and users.

This may sound overwhelming at first, especially for beginners, but Binom has been designed such that even novices can use it. Tracker-related errors are minimized if not eliminated altogether. You’ll also find detailed documentation and an extensive FAQ to help you get a better sense of how best to use the product. And then support is always there to help when you need it too.

What’s Better?

Binom is certainly not the only tracking platform on the block, but it confidently boasts that it is better than the competing software. Whereas some other solutions charge you based on click volume, Binom offers one low monthly price for unlimited traffic, handling millions of clicks per day.

But again, it really comes down to speed and this really is something that Binom prioritizes in its solution. Whereas other trackers can suffer from long redirect times, performance drops under high load, and click loss, Binom promises a click processing time of just 5 ms under any server load. You don’t want to lose clicks just because the server can’t handle it. Processing speed does not depend on volume and Binom guarantees zero losses.

Look at this stuff. Isn’t it neat? It really does look like Binom is complete. The sheer size of this feature list is remarkably impressive, handling just about anything and everything that you would need with click tracking, traffic redistribution, detailed analytics, and even a full API for more advanced functionality.

Traffic Distribution

At the most basic level, you look for an appealing offer on an affiliate network, you grab your affiliate link, and then you start to promote that offer using your link. However, this can be far too simplistic of a model if you really want to maximize your earnings.

That’s why it is so valuable that in addition to all the tracking and reports, Binom also offers a robust traffic distribution solution. You can work with simple A/B split-testing if you want, but the system can also handle multivariate testing for more complex combinations.

You’ll also find a great rotation system, multiple paths, multiple landings, redirecting of proxy traffic, distribution rules based on 20+ metrics, and the list goes on and on. By setting these rules, you can redirect traffic based on a wealth of parameters, like country, browser, language, part of day, lander, connection, device and more.

It’s when you leverage more powerful implementations like this, coupled with the incredible depth of data analysis, that you can really elevate your earnings. Look for where you’re getting the most clicks and if those clicks are actually converting into revenue. How much is this traffic costing you? What is your ROI?

Dig Into That Data

If you’re only running a small handful of campaigns with a couple of landing pages, getting a handle on the data can be pretty easy. When you’ve got hundreds or even thousands of campaigns at scale, you’re playing in a different league and that’s when you’d need something like Binom.

Remember that Binom is a tracking solution that is geared toward professionals, so this means that is geared toward handling just about any volume you can throw at it. With those super fast click processing times, the traffic you generate will reach where they need to go more quickly and this provides a much more positive user experience.

The next step, of course, is to dive deep into the wealth of data at your fingertips. Everything that you need is here, and it’s all easily filtered, sorted, and searched through. Look for parameters that are offering the best CTR or look how you’re doing with EPC or CPC. This can reveal new opportunities for growth, as well as what campaigns you should probably drop.

Visually, it can feel like a lot, to be sure, but that’s kind of the point. Binom has done a great job is presenting this data in such a way that is more easily digestible, including convenient color coding and sorting. Filter by network, time frame and more, looking for where you’re getting the best ROI (and where you’re not).

One of the best ways you can get a good handle on how Binom works is to have a look at the product tour. You’ll learn more not only about speed, but also about how the group system will help you organize your information, how the traffic distribution can offer smart rotation, how the deep analytics can offer incredible detail, and how just powerful the tracking solution can be.

The live demo is worth checking out too.

Monthly Subscription Price

Tired of complex pricing schemes where you’re not really sure what plan is right for you? Binom has kept things very simple. You can choose to pay $99 monthly or, if you prepay for a year at a time, the monthly cost for the license is cut down to $69. In both cases, you get one server, unlimited clicks and domains, and lifetime updates, as well as a 14-day free trial.

Binom will install the tracker on your server for free. Updates are pushed out as single clicks, so you don’t have to replace files manually. Support is always available via Skype and the web with responses in five minutes or less. If you need additional licenses, they’re $49 each.

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How to Make Money with CrakRevenue Affiliate Network

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What do you look for in an affiliate network? You want to make sure that it’s got some of the top offers in the industry, of course, because what good is a network if it doesn’t have the right offers. You also want to have good lines of communication open so you can get the support than you need. And you want to ensure that the network is run as efficiently and as effectively as possible.

Ticking all of these boxes is CrakRevenue, the CPA network crowned with 20 international awards in the past five years, including best affiliate program and best overall company of the year. Are you ready to follow the whale?

Make Money Online with CrakRevenue

As fresh and as exciting as the new kids on the block might be, they’re unproven in the industry and you can have little assurance of where they might go next. It’s far better to work with an established entity that has proven its success, year after year, and that’s what CrakRevenue is all about.

The CPA network has been around for more than ten years at this point. From the very beginning, as Chief Operating Officer Axel Vezina, they’ve known that “having the expertise, knowledge and passion for developing new features and the knowledge of the industry” would put them “well ahead of the curve.” These days, they’ve CrakRevenue has grown to become “the largest, longest running, most reputable and the most trusted CPA network in the industry.”

You can expect to have everything you need to be successful as an affiliate with CrakRevenue. You’ll have access to over 1000 offers at your fingertips, dedicated account managers who can offer customized ad tools and insight, exclusive products to promote, high payouts, fast and accurate reporting, high CTR ad tools, and even extra earning opportunities.

Targeted Adult Offers

Generally speaking, the CrakRevenue affiliate program focuses mostly on offers that are geared toward adults. These include offers that are related to dating and adult entertainment, like cams and paysites, as well as offers that are more generally appealing to an adult audience, like crypto and gaming.

What this means, then, is that the audience that you have and the targeted traffic you intend on sending should be geared more toward this type of demographic. It’s noteworthy that because many of the offers are from adult entertainment advertisers, the corresponding ad creatives may contain nudity and other adult-oriented content.

When you log into your affiliate dashboard with CrakRevenue (more on this in a moment), you’ll be able to sift, search and filter through the list of offers to find one best suited for you and your audience. You’ll notice two toggles for enabling and disabling both G offers and 18+ offers. When you choose only to show G offers, that really means that the creatives are only “G” rated, as the advertisers may still be offering adult-oriented products and services.

Dashboards and Rankings

Getting set up as an active affiliate with CrakRevenue is a standard, straightforward affair. Logging into the dashboard, you’ll be presented with an attractive interface that is easy to navigate too.

All the core navigational links are in the left sidebar, and it is on this initial page that you’ll be presented with key information. This includes current active promotions, like the Back2School challenge for September in this case. And in addition to a list of top offers, the latest blog posts, your payment history, your recent statistics, and your affiliate manager’s contact information, there’s also something called the affiliate ranking.

This is a brand new account that we’re using for the purposes of this review, so of course our total payout thus far is zero. That being said, seeing your ranking among all the affiliates on the network can provide a bit of “gamification” or motivation to keep you going, as it puts your efforts into perspective.

Based on what I see here, there are at least 11,000 affiliates on the network. There’s a note for how much I’d need to earn to move up one spot in the ranking, but more importantly, there’s a note on how much it takes to get into VIP status.

Affiliates with CrakRevenue fall into one of three rankings. The active affiliate is where you start. When you crack the top 200, you become a VIP affiliate with added benefits like a dedicated account manager and exclusive offers. Break into the top 50 to join the elite club. With that, you get a 20% one-month referral bump, a 10 day annual payout bump, and a Christmas gift too!

Applying for Promotions

As of the writing of this review, the CrakRevenue affiliate network boasts over 1,200 affiliate offers. Naturally, I wasn’t able to go through all of them, but based on a random spot test, it appears that as a new affiliate, you will need to apply for each offer that you want to promote individually.

So, for example, this is currently one of the top offers in the network. You get to see some of the most important information, like a description of the advertiser and the offer, as well as the payable action, payout amount, accepted countries, and the conversion flow. I found having the conversion flow helpful so it’s crystal clear what is required before you are credited for the user action.

But you will also see at the very top that you need to request approval in order to promote this offer. Furthermore, the offer is also “temporarily capped to a maximum of 25 leads/day while we review the quality of your traffic.” On the one hand, this can be a little frustrating for affiliates, as it is an extra hoop to jump through.

On the other hand, by taking this extra step of requiring approval and by assessing the quality of traffic, CrakRevenue is able to maintain a certain level of quality for its advertisers. In turn, the advertisers can then be more confident about increasing payment amounts and this, as a result, leads to more lucrative opportunities for legitimate affiliates. It’s ultimately win-win.

More Affiliate Features

As you make your way around the dashboard, you’ll uncover a wealth of tools and features as an affiliate. The SmartLink technology, for example, makes it easy to maximize your earnings as you don’t need to identify a single offer you’d like to promote. Instead, the system can find the best offer for the user on an individual basis.

You can customize the smart link based on the type that you’d like to use, like a banner ad or a simple link. From there, you may unlock additional options like banner size, language and format.

Another useful tool is the Native Ads Generator. Choose between about a dozen different templates, include vertical blocks, horizontal blocks, separated blocks, text over, three vertical banners, and more. Choose niche settings (like sexual orientation and nudity), widget settings like max width and number of ads shown, image settings, and text settings. More advanced affiliates can even apply custom CSS.

Survey Machine by CrakRevenue

As you can see, CrakRevenue has a nice selection of their own useful tools and generators for affiliates to take advantage of. This is just one of the many features that have made CrakRevenue stand out of the crowd in the super competitive affiliate marketing space.

Let’s now take a look at their Survey Machine, which helps affiliates not only better understand how much revenue they might be able to generate based on the type of traffic they have, where their traffic is from, and how much of it they are getting — but also to create online surveys, polls, content, applications and more that they can profit from in the process.

You can see a few of the tool features and concept ideas in the screenshot below.

 

Of all the tools offered by CR, this one is definitely the most popular amongst their affiliate. In fact, it even has it’s own loading page for people that would like to learn more about it. Head on over to https://www.surveymachine.com to learn more and to try the tool out yourself.

Payment Terms

When you work with CrakRevenue as an affiliate, you are treated to generous payment terms that will ensure you are suitably rewarded for your efforts in a timely and efficient manner. Payments can be issued via Paxum, wire or check and all commissions are issued in USD. The minimum threshold is $100 for all payments except for wire, where the minimum is set at $500.

There are two payment periods each month (up to the 15th, and up to the end of the month). Depending on the arrangement that you have, you may be eligible for a net-7, net-15 or net-30 payment schedule.

How to Make the Most Money with CrakRevenue

As with any affiliate program or money making offer online, it’s all about the amount of time, work, and effort you put in to master the system. CrakRevenue provides affiliates and marketers with the tools they need to find success, while also coming out with the best offers and CPA amounts possible.

Join CrakRevenue today, then connect with your affiliate manager to start promoting the best offers today.

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Affiliate Marketing

5 Different Scenarios Where Discussing Money Is Taboo

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Being an affiliate marketer or an entrepreneur, and working in the internet marketing industry is completely different from any other business or job in the world today. Head to any major affiliate marketing or business event, and everyone is talking about how much money they made from their recent ad campaigns, promotions, mailings, and product launches. In fact, not only are people talking about how much money they’ve made, they are also helping others to make more in the process.

Jump outside of this industry, and you will find a completely different world, where the concept of talking about money or how much you make, is completely taboo!

To further stress this point, most companies consider discussing salaries among co-workers an offense for which one can be fired. Remarkably, this mindset permeates society at large. In fact, a University College London study found people were more comfortable discussing romantic or intimate matters with a stranger than to discuss financial matters.

All of which leads one to wonder, why is discussing money taboo? To answer this question and concept, let’s take a look at some of the most popular places where the discussion of money and self-made profits usually isn’t an acceptable talking point.

At Work

Employers frown upon co-workers having salary discussions because it will ultimately cost the company more. If you find out the person at the desk next to yours, who has the exact same credentials and experience as you make more money, you’re going to seek parity. And well you should. Keeping everyone in the dark about pay means employers can choose to reward individuals as they see fit—rather than base it entirely upon merit.

In Social Situations

Money is a way to “keep score” for a lot of people. They use it to measure their relative success against others. In a consumption-driven society like ours, people tend to pass judgment on others based on where they live, the car they drive and how they dress. People with money problems are (regrettably) considered unsuccessful. Meanwhile, people who aren’t doing well console themselves by believing people must be greedy to be rich. If money were discussed openly, this would only exacerbate the phenomena. Therefore, in an effort to avoid such uncomfortable conversations, people tend to avoid talking about finances altogether.

In Personal Relationships

One of the leading causes of divorce is varying expectations surrounding money. By and large, children learn to deal with money from their parents. If one partner comes from a family prone to frugality and the other comes from a household given to indulgence, the resulting disconnect can be quite jarring. Arguments surrounding fears for the future lead to strong disagreements as well as loss of intimacy. The earlier a couple discusses finances and finds a space within the topic where they can co-exist, the sooner they can get on the path to building a solid financial future together.

Fear of the Unknown

Out of sight is out of mind for many people. They believe if they never talk about money, they can live blissfully unaware. However, this attitude can create money problems. If you give your finances no thought, spend freely and worse, resort to credit to acquire the trappings of success, you could find your income incapable of supporting your desired lifestyle. You could also inadvertently pass these habits along to your children, dooming them to the same fate.

It’s OK to Consult Professionals

As difficult as it might seem at first, especially if you’re in a situation in which money problems have escalated into missed payments and collections calls, working with a financial professional can be of great benefit. On the other hand, even if things are flowing well, you could benefit from the services of a financial planner who can help you ensure the security of your future.

If you’re having problems meeting your obligations, then one might find comfort in talking with a professional financial and loan company for guidance. A perfect example of this can be seen at Freedom Debt Relief reviews where they provide a list of financial solutions that openly discuss the topics of interest rates, terms, loan amounts, and much more.

Silence Isn’t Golden

Ultimately, keeping quiet about money does you more harm than good. Talk to your spouse, teach your children, and try to learn from your friends. There really is no good reason why discussing money should continue to be taboo.

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