What are the Main Costs to Make a Business Website?

When you’re ready to take your business online, or even just start a personal blog, there are a few key costs you need to be aware of. These include the cost of your domain name, web hosting, site design and maintenance, as well as marketing.

However, these prices and start up costs can vary heavily depending on your knowledge of this space, what companies to go with, and if you are going to complete the projects yourself or have them outsourced.

In this article, we are going to highlight some of the most basic costs when starting a new website, along with the different options for each.

Preparing for the Launch of Your Website Business

You’ve got the great idea for a website business. Congratulations! But before you can launch your site, you need to come up with the funds to make it happen. Here are a few tips to help you get started:

1. Have a clear plan and budget for your website. Knowing how much you need to raise will help you determine the best way to raise the funds.

2. Talk to potential investors about your website business. If you can get them on board early, they may be willing to provide some seed money to get things started.

3. Use personal savings or take out a loan from the bank. This is often the most difficult way to raise funds, but it may be necessary if you don’t have any other options. However, with more online lending programs available than ever before, the idea of going with a small business loan is becoming more common.

4. Ask family and friends for help. They may be willing to donate money or time to help you get your website business off the ground. This might seem like a good idea at first, but don’t forget, they will always be thinking about their money and when they will be getting it back.

5. Use crowdfunding platforms like Kickstarter or Indiegogo to raise funds from the general public. This can be a great way to get people excited about your website business and build buzz before launch.

6. Find a partner or two who are willing to invest in your website business. Having a few people on board can help you raise the funds you need more quickly.

7. Use advertising or affiliate marketing to generate revenue from your website before it launches. This can give you a head start on funding your website business and help you cover some of the costs upfront.

Launching a website business can be a great way to achieve your entrepreneurial dreams. By following these tips, you can raise the necessary funds to make it happen.

Now let’s move into a list of the most basic costs when starting a new website.

Domain Name

Your domain name is your website’s address on the internet. It’s what people will type into their browser to find your site. You can usually purchase a domain name through your web hosting company, or through a domain name registrar such as GoDaddy.com.

The cost of a domain name can range from $10 to $20 per year. However, if you choose a popular or generic domain name, it could cost hundreds or even thousands of dollars.

For more options when it comes to domain names, check out this recent article from Forbes.

Web Hosting

Web hosting is where your website lives on the internet. Your web host provides the server space and bandwidth for your site. The cost of web hosting can range from $5 to $100 per month, depending on the size and traffic of your site. For most small businesses and personal blogs, shared web hosting is usually sufficient.

Site Design & Maintenance

The cost of site design and maintenance will vary depending on the size and complexity of your website. If you’re creating a simple website yourself, the cost could be as low as $50. However, if you’re hiring a professional to design and build a more complex website, the cost could be several thousand dollars.

Marketing

In order to attract visitors to your website, you’ll need to do some marketing. The cost of marketing can range from nothing (if you’re doing it yourself) to thousands of dollars per month (if you’re hiring a professional agency).

Some common marketing activities include search engine optimization (SEO), pay-per-click advertising (PPC), and social media marketing. And with the massive movements in social media over the past several years, having a presence on Facebook, Instagram, LinkedIn, YouTube and TikTok is key.

Costs of Starting a Website Summary

The cost of starting a website can vary widely, depending on the size and complexity of your site, as well as the amount you’re willing to spend on marketing. However, for most small businesses and personal blogs, the total cost should be under $1,000.

6 Things You Need To Know About Your Taxes

Taxes are an unfortunate part of life. If you work, you pay taxes– it’s that simple. Many people try to avoid paying taxes, and this nearly always results in fines being issued and sometimes prosecution.

Just knowing that you need to pay taxes isn’t enough, however. There is a lot that you need to know about them so that you don’t run afoul of tax laws. It is especially important to educate yourself about taxes if you are a business owner or are self-employed.

Here are six things that you need to know about your taxes.

5498-SA

If you are the custodian of an MSA or an HSA account, then you need to complete a 5498-SA form. The 5498-SA Reports annual contributions to these accounts, which are then used to pay for medical expenses. Once the form has been completed, then it must be sent to the IRS. As with all things tax-related, there are penalties and punishments that can be issued if you do not complete and return the form diligently. If you are the account holder, then you do not need to do anything—the account’s custodian is responsible for filing it.

Non-taxable Income

Depending on how much you have earned this year, you may not even have to file a tax return. It is a good idea to first check with the IRS and work out what the amount of money you can earn without paying tax is. Generally speaking, if you earn $12,500 or less, then you have no obligation to file a tax return and can continue to work or earn money tax-free. If you earn over that amount, however, then you will have to file a tax return and if you do not then you can get into a lot of trouble. Not reporting one’s income to the IRS is called tax evasion, and it can result in fines and other penalties. In very serious cases, tax evasion can actually result in imprisonment. What this means is, that if you earn a dollar over the minimum tax threshold, you have to report it.

Hiring Accountant

Very few people are actually good at filing and paying their taxes. They are an absolute nightmare, to be honest. If you are one such person and agree that taxes are a nightmare, then you may want to consider hiring an accountant. If you are a business owner and think that hiring an accountant would be too expensive, then one alternative for you to consider is outsourcing your accountancy needs to an international accounting agency. These companies can be very affordable to outsource to, not to mention easy to work with. An accountant will also be able to exploit loopholes and bring down your tax bill.


Can’t Pay? File Anyway

Even if you can’t pay your tax return, it is a good idea to file it anyway. As already mentioned, failing to file a tax return or declare income is considered tax evasion, which is a crime. Being unable to pay your taxes is not a crime. The IRS, despite its reputation, is very easy to work with. You can arrange a payment plan or sort out some kind of arrangement where you pay your taxes once a month. There usually is a minimum amount that can be paid, but this amount is calculated according to your income and savings.

Due Date

When it comes to filing your taxes, you need to make sure that you file them on time. Missing IRS due dates can get you into a lot of trouble. While filing late isn’t going to get you arrested or charged with tax evasion, it could result in you getting fines. The fines and penalties issued to people that are late on their taxes depend largely upon how late they were and whether or not you are able to afford to pay your taxes (as well as what caused you to be late, to begin with).

Allowances

Lastly, there are lots of different things that you can get tax breaks and allowances for. Most people are completely unaware that they can get breaks on their taxes. If you are interested in potentially exploring what kinds of breaks and allowances you can get, then it is a good idea to hire an accountant. Navigating complex tax breaks and allowances alone can be extremely difficult, but an accountant will be able to help you. An accountant will also be able to file your tax for you, which simplifies the entire process and makes it a lot less stressful.

Taxes are an unavoidable part of life. Whether you are a business owner or an employee, it’s essential that you file your tax return properly. In order to file a tax return, you might want to hire an accountant or an outsourcing firm.

6 Tips to Get Your Finances in Order

Getting your finances in order can seem like a hassle which is why many people keep putting it off. Unfortunately, you cannot run away from finances because sooner or later your spending habits and debts catch up to you and you’ll need to take action. 

Luckily, there are some tips that you can follow to make your organization and financial independence much easier. If you have been living from one paycheck to the next, or want to invest in property or a vehicle but have bad credit, the following tips are going to be your guide to a better financial standing.

1. Organize Your Financial Documents

The first thing you need to do is start organizing your financial documents. These documents can range from your credit score to your bank statement, and receipts covering your expenses. Having a folder with these documents in a specific order will help you figure out a better plan for your finances. This is a simple step but it can help you get your thoughts organized and be able to start working on making better financial decisions.

2. Decide on a Realistic Budget

One thing that comes to mind when discussing your finances is setting a budget. A realistic budget is one that allows you to save money without having to deprive yourself completely of the things you want. There are different budgets out there that can help you achieve this balance. For example, some people follow the thirds budget which means that a third of their income is to be saved, a third is spent on debts and bills and the last third is used for things such as eating out or pampering yourself.

3. Look for the Right Loans

If you have a good credit score, then it is easy for you to get a loan from your bank. However, if your credit score is not the best, you will need to look for alternative sources. Getting a loan when you have bad credit can actually help you improve your finances. You can use this loan to cover expenses for necessities that you may not be able to afford otherwise. According to UK financial advisers, getting a loan can actually help with bad credit since it increases your credit score if you are consistent in paying the installments on time. You can also use this loan to pay off previous debts and have only one debt to pay off.

4. Pay off Debts

Debts are one of the main reasons why people struggle to reach financial stability. Figuring out what debts you have accrued from previous years, as well as regular bills that you need to pay off, can help you get your finances in order. Slowly and consistently chipping away at these debts will leave you debt-free in only a matter of time. If you are having trouble paying off debts then you can set up a payment plan to give you a realistic timeframe to help you get everything in order.

5. Track Expenses

Keeping track of your daily and monthly expenses can help you adopt better spending habits. You can also track which expenses you can live without and cut out of your budget entirely. For example, if you spend money on coffee every day, you can start making your coffee at home to save some cash that can be allocated to different needs.

6. Check Insurance Policies

People often do not research what services different insurance companies offer, so they settle for policies that have higher insurance quotes. This means that they overpay for insurance that one can get for a lower price. Doing your due diligence and researching what kind of insurance policy will work best for your needs is going to save you a lot of money and help you get your finances in order.

With these six tips, you can start working on bettering your financial situation and gain your financial stability in no time. Taking the first step can be hard but once you start taking care of your finances you will find yourself having a better outlook on life and reducing stress. You will also be able to pay off debts and start saving money to live a better quality of life.

How to Start a Company in the Tech Age With These Smart Tips

Starting a business is simpler than ever, and there are more industries to get into than there ever have been before. For instance, if you are in the food industry, you could open up a restaurant, start selling wholesale to business customers, and even register with a food delivery service and sell online without ever having a physical place of business.

There are many different ways by which you can do business in the tech age. It all depends on what you are comfortable doing and whether or not that will be a profitable line of work in the future. Here are some of the main things you need to watch out for when you want to build a profitable enterprise.

Find Your Industry

Give yourself a head start by selecting an industry that you already have experience in or you are at least familiar with. If you feel adventurous, you can go for an industry in which you think there is potential, but the key is to know what you are getting yourself into. Every industry on the planet has profitable businesses in it and plenty of businesses that have gone bankrupt. Some companies have lasted centuries, and others don’t even last six months. The difference is usually how much knowledge and experience the entrepreneur has.

Planning

You need to know how this knowledge will translate into the market. If you want to serve customers in Europe, should you register a company in the UK or Portugal? Should you have payment gateways that facilitate American customers? Should your base be in the same country you serve? What’s the best location for procurement and delivery?

These are some considerations that you have to take into account depending on your product or service and your operational requirements. Thinking these things through will help you save a lot of time and money when putting things into motion. The last thing you want is to have to be making changes once the business is off the ground because at that stage, it will cost a lot more than just money, and it may not even be possible. It might be a good idea to look into different places where you can start your business. 

Some regions might give you better access to funding, others have better local talent, while others have good access to other markets. Look at what is most important for you and decide accordingly. 

Team Building

A one-man army cannot run a big business or multiple businesses. Sooner or later, you will need people to help out or will have to stay limited to your capacity. More importantly, you need to know how to hire the best people possible to get your business where you want it to be. How you hire people, how you structure the hierarchy, and how these people work in the business all play an important role in the final product.

Consider online marketplaces and platforms rather than relying on traditional hiring techniques or finding people through the grapevine. Especially if you need to hire someone like a developer or a social media expert, roles that can be performed remotely, hiring through the internet gives you access to more talent at better prices. You can either look into freelance marketplaces or reach out to professionals directly through their website or other social media handles. If moving to a different country is out of the question, you can still find talent from all over the globe. 

Offerings 

Products and services are changing at a fast pace. If you are developing a product today, it needs to be aimed at the audience of tomorrow. Your product or service should have enough leeway to meet changing consumer demands. 

Payments 

A lot of startups don’t realize the significance of modern payment solutions. If you are opening a physical business, just having cash and credit card options might be enough. You need to have multiple payment options for digital businesses selling to people worldwide and even those selling locally. Consumers are now shifting from traditional banking to smarter payment options such as online payments and digital wallets. As a business, if you can’t accommodate customers’ payment options, you are barring them from being part of your ecosystem. 

Having more payment options does present more challenges for the business and its operations, but to be open to as many customers as possible, it is necessary to have multiple payment options. If you want to future proof the business, then look into getting support for cryptocurrencies and other upcoming technologies that are popular but not part of the mainstream yet. 

Marketing 

As long as businesses exist, so will marketing. What changes in the way that marketing is done? Digital marketing is a very broad field, and if you want to be successful in it you need to know where your customers are to focus on that avenue. There are some basics that every business needs to cover, but later on, you want to direct all your efforts to the area that gets you the best results. 

Initially, you may be able to handle digital marketing on your own, but as you scale, hiring a digital marketing expert should be one of your first moves. You can overcome many other limitations with good marketing, but without marketing, even a very good product or service will find it difficult to succeed. 

Doing business in the tech age is certainly more convenient than it has been in the past, but that doesn’t mean it is easier. You still have to go through all the basic processes and need to put just as much effort, if not more, into making it all possible. However, the great thing is that you have access to a lot more resources and knowledge, which means that there is a much higher chance of success if you put time, dedication, and effort into it. Also, technology is always changing, so it is important to remain flexible and adapt quickly to the changes as they come along.

4 Gift Ideas That Your Friends Will Love

Trying to choose a gift for a friend can be tough. Perhaps you don’t know what will work for the occasion, or whether they already have that thing you had in mind. Getting the right gift is all about choosing something that will be both functional and special for them.

Here are some unique ideas that will come in handy for any occasion.

Music

It’s always good to have some entertainment around but your friend probably already has earbuds or headphones. Why not change it up this time and get them something unique. A wireless record player is a modern twist on a classic masterpiece. If they enjoy vinyl records, this will definitely be their new favorite household item. These come in many different sizes, and in a variety of price brackets so you can easily find something to suit your budget.

Clothes

Buying clothes for a friend is always a good choice but you don’t want it to be something generic or something they already have. A great alternative is to get them something personal that matches their hobbies. As the display on Rebel Flag Hoodies shows, you can find clothing that represents what your loved one is passionate about. This way they will have something unique,  comfortable, and customized to wear; all you need to do is pick something in the style they love. If you want to make it even more interesting, you could get matching t-shirts or hoodies and wear them out together to solidify your bond.

Lights

Why not opt for something that keeps you connected with your pal? Even though we have smartphones and social media, there is nothing like a personal gift that connects the two of you. Harnessing the power of technology, you can get friendship lights that let your friend know you’re thinking of them, and boost their mood. When one person touches the light to turn it on, the other light will also turn on. Even if you are in different countries, the lights can still stay connected and illuminate your everlasting friendship.

Scents

Smells and fragrances have a special place in the human mind. We quickly associate people, thoughts, feelings, and memories with scents and fragrances. If you want to get something they can quickly associate you with, then a scent will be a great choice. It doesn’t have to be a perfume or cologne, you could get something for their room like a scented candle. There are tons of different scents to choose from and when you get a candle, there are many different sizes and styles to consider. It’ll be easy to find something within your budget that your friend will cherish.

If you are shopping around for gifts, you should make use of online sales. Major online retailers can slash prices by 50% or more on items and this can mean big savings for you. Even if it’s not your friend’s birthday and you just want to get them something special to brighten an otherwise routine day, or to simply let them know what they mean to you, you can find a great deal with a quick online search. Many of these items like lights, clothes, and consumer electronics don’t have an expiration date so you can easily buy them a few weeks in advance and save them for later.

3 Basic Investments That Every Startup Company Will Need

Almost anyone can think of an idea but only a few have the guts and passion to refine the idea and create a startup out of it. Since the number of startups is increasing, more businesses are looking to invest in these startups.

At the end of the day, all that matters is your idea and the ability to make it successful. Here are three key areas of a startup you will need to work upon to attract angel investors and grow your company.  

  • Studying the Market

Being passionate about a startup is not enough to make it successful. It is crucial to invest time and money into market analysis. The insight gained from the analysis will help you understand the best possibilities. Work on making a strategy that can review the market size and its reach to potential customers. Whether a new or an existing product, it is crucial to develop a plan that makes your product or service stand out from the rest. 

  • Keeping it Secure

No matter the type of startup, it is necessary to secure your finances and take care of liabilities. Running a startup without adequate insurance coverage may be detrimental. That’s the reason most entrepreneurs prefer securing Business Insurance for their startup company. Nowadays, you can easily find online insurance providers who can make your startup secure within no time. These online insurance providers can provide you with proof of insurance within a few minutes. 

Furthermore, the payment processing is relatively flexible. Having an insurance plan ensures you get the required coverage, worry less about liabilities, and focus your time and energy on other pressing matters. Having an insured startup also provides satisfaction to investors and surety that their investment is secure. 

  • Traction and Competitive Advantage

A startup needs to work on proving the product is marketable and has a competitive advantage over similar ones. What makes the product unique will determine its competitiveness in the market. Most markets are difficult to adjust to as existing startups may already be providing similar products or services. One crucial factor that will make your startup successful is its uniqueness. Invest your time and resources in finding a competitive edge over similar products. 

Lastly, don’t forget to work on your exit strategy. You need to be clear on the financial projections and related issues. Hiring a budgeting analyst can surely help in better financial management. Balance sheets, income statements, ROI calculations, and investment analysis are all conducted by a budgeting analyst. For small businesses, investing in hiring an analyst might not be a feasible option but for bigger companies and corporations, it is a necessary investment. 

While there are a plethora of areas you can work on to improve your startup, the above-mentioned areas require the greatest investment, in terms of both time and money. The safest way to climb up the ladder is by making an action plan and following it to get the best results. Lastly, never hesitate to rethink your business model if things are not going in the right direction.

4 Things Every Non-profit Organization Should Know About Managing Money

If you are the owner of a non-profit organization, then you will likely already know how crucial it is to your non-profit’s success that your money is managed well. Unfortunately, many non-profit owners don’t have the money management skills that they need to successfully manage their non-profit’s money.

If money is managed poorly, this can result in your non-profit’s aims not being met – you might not be able to deliver the service that you want to the people or cause that your charity helps.

This article will tell you about four things that every non-profit organization needs to know about managing their money:

Accounting Software

If you are in charge of a non-profit organization, then rather than hiring a full-time accountant, experts advise investing in account software. Experts also advise against the use of Quickbooks for Non-profits, mainly because while the software purports to be for non-profit organizations, in reality, it is not created with them in mind and instead follows a very basic accounting formula. According to the producer of the internet’s #1 non-profit accounting software, https://www.aplos.com/nonprofit-accounting-software, the software simplifies multiple processes, including fund tracking, chart creation, and filing your taxes. In addition to these things, accounting software is also much more affordable than hiring a full-time accountant is.

Fund Tracking

If you want your non-profit to be a success, then you need to meticulously track any donations or funds that are passed through your organization. With the help of accounting software, this is very straightforward. Because you are in charge of a charitable organization, you need to make sure that your funds are spent on the things that they have been donated for – or raised for. If your funds go elsewhere, you could be brought up on fraud charges, which isn’t likely something you want to have to experience.


Budget Creation

It’s also crucial that you create a budget and stick to it. Accounting software can, also, aid with this. Budgets need to be outlined at the start of a project so that you know exactly how much you have to dedicate to the project. This can help you to deliver a more effective service and reach the people that your charity aims to help. Spending without a budget can have negative implications on the success of your charity, resulting in you wasting donor’s money, or potentially bankrupting yourself.

Funding Opportunities

As a non-profit organization, the majority of the money that you will have coming in will be either private donations or bursaries and grants. While you may be okay financially, it’s always worth looking out for other funding opportunities. One very effective way of raising funds is using funding websites. Another effective way is social media marketing, raising money for your campaign privately. You can set up a giving page and distribute it to your social media followers, where they can privately make donations. It’s also worth approaching wealthy philanthropists, petitioning them for donations or investment into your campaign.

Running a non-profit organization can be very stressful. Money is by far the most stressful part. Thankfully, with the help of accounting software, your money troubles don’t need to bother you anymore. Accounting software can significantly improve the way that your business manages money, making it more efficient.

Top Features To Look For When Buying A Business Car

Businesses are multifaceted and have many different factors that you need to consider when running one. It may not be part of your initial planning, but every business needs to consider a company car.

There are several reasons for this, but no matter what those reasons are, you need to be considering different features that differentiate a car that is meant for work from your day-to-day cars.

Here are some top features to consider when buying a business car. 

Size Of The Vehicle

One of the important aspects that you need to consider when selecting or shopping for a car for your business is the size of the vehicle. This plays a significant role for many businesses, depending on the industry in that you work and operate. If you are using your car or vehicle for commercial purposes, transporting or delivering goods, you will want to consider a much larger vehicle such as a truck or van. These vehicles also are beneficial for a number of contractor jobs that require you to carry tools or equipment. If you are working and operating your own business as a driver or chauffeur, you will want to consider the size of your vehicle depending on your clientele. If you just intend to drive people within a city, you can choose a car that accommodates the majority of your passengers. Larger vehicles will of course offer more room and comfort, as well as allow you to carry luggage which is especially beneficial if you pick up or drop off passengers at airports, train stations, or bus terminals. Additionally, your own comfort should be taken into account, and if you are taller or larger than the average person, a larger car is beneficial. Determine what you intend to utilize your car for, and shop for a vehicle that meets your business needs.

Gas Mileage

Businesses often operate with a number of expenses in mind. Your car and its gas consumption will be another aspect that you need to evaluate and factor in when selecting your business car. Business is meant to be profitable, and to do so, you want to minimize your costs as best as you can. Especially if you are a smaller operation, it is important to find opportunities to save money when you can, and take advantage of being able to save, as it will mean larger profit margins. If you can, you want to find a car that will provide more mileage per gallon, considering as well that city driving will consume more fuel as well. Factoring in the use of gas in relation to your business operations to help you make a better judgment when it comes to purchasing a business car. 

Overall Performance

There are several different features you want in a car when using it for business purposes. Of course, you want to ensure that your vehicle meets your on-road expectations and for that reason, this Lexus of Seattle dealer recommends that you find a car you can rely on to get you transported to your destinations as well as perform at your level of professionalism. Again, you need to consider the purposes of your vehicle, the length of destinations you will travel and what conditions you often drive in, also factoring in weather and environmental concerns. A company car, even in the day-to-day aspect, that can’t get you to work is not a vehicle you want to have to count on.

Safety Features

There are many features to consider when you are looking at cars for business purposes. Safety and health should be among your top priorities when it comes to company cars. In addition to performance and reliability to ensure that you or your employees are meeting their job responsibilities, you also want to ensure they get to where they need to go safely. When an individual operates a company car, they may be liable for any accidents as they are operating company property. Ensuring that you provide your employees with a safe vehicle, one that may have added features such as cameras, notifications, and alerts can not only prioritize their safety and keep you out of legal trouble but may also be helpful with insurance costs to help keep them lower.

Convenience And Technology Features

Some features that you will want to consider when it comes to a business car are more personal or convenience-oriented. Although certain features might not be mandatory for business operations, having extra features can always be a boost, especially in certain business settings. These might include features like heated seats, hands-free Bluetooth options for calls, music, or other operations that make the passenger and driver experience more enjoyable, which can have benefits in a professional setting.

It is important that you don’t just buy the first car that comes to mind. A company car must fit many needs. Take the time to evaluate those needs and compare them to what options are offered to meet your business expectations. A company car is an additional investment in your business and professional brand.

Seven Ways Psychics And Readers Can Benefit Entrepreneurs

When you enter into the world of entrepreneurship, it can feel like you’re swimming in an unknown ocean. There are countless directions you could go and endless places you could spend your time, energy, and money. It can be extremely difficult to navigate this world, especially since—from the outside—so much of how successful a business endeavor seems to rely on luck and good timing.

The following will explore just one way that entrepreneurs can begin to parse through the chaos as they build their empire from the ground up—the consulting of psychics or spiritual readers.

1 – Keep You Aligned With Your Core Values

One of the biggest benefits that can come from a conversation with a psychic or reader is a deeper understanding of your core values. There’s a reason you started this business; there’s something you’re looking to prove, something you’re looking to gain, and/or something you’re looking to heal. 

When a spiritual advisor sits down with you, they may be better able to dig deep and get to the true motivation for your business endeavor. With this in mind, they can inform you about which decisions and approaches will best suit accomplishing these profound inner goals. When entrepreneurs get insight from a spiritual advisor, they can become much more clearly focused on the root of their business and their person, and this can help them avoid dealing with arbitrary, flaky, inappropriate, or tempting offers that won’t actually contribute to the true goal of the business.

2 – Schedule With Energy In Mind

When you’re running a business, there are a lot of things you need to be doing. If you speak with someone who is energetically aware, they’re going to be able to give you a framework within which you can see which tasks should be done at which time. Sometimes the air is rife with creativity, but it’s also a little spazzy, making it easy to misunderstand a clause in a contract. 

A reader might suggest you wait to seal deals until after this energy has passed and focus on creative endeavors in the meantime. Likewise, some days are good for spending money and some for saving. Some days are ideal for cleaning out the office so that all your employees get a much-needed boost of fresh energy. Often in entrepreneurship, the timing of a task turns out to be just as important as the task itself.

3 – Improve Leadership Skills And Motivation

If you have employees, you know all too well how dependent your business is on their energy and efforts. Talking to a psychic or reader can help you figure out what your team needs to keep giving their best effort. Sometimes the answer is as simple as getting more plants into the workplace so the air has a higher oxygen content and people can focus better. 

Sometimes you need to rearrange the structure of your work hours as they’re hindering your strongest staff members. Sometimes you need fewer meetings. Someone who can feel into the unspoken things might be able to tell you what your staff needs in order to be inspired and satisfied. 

4 – Cultivate Healthier Work Environments

Ask any psychic right now, and they’ll tell you that the state of our work environments is under a major upheaval. We’re only just learning how terrible most of our practices are for everyone’s health. Workplaces structured around sitting, artificial lighting, adrenal fatigue causing stimulating drinks, and fast food lunches are producing worse results than they could if they focused on people’s health. 

Poor health contributes to low energy, poor mood, bad decision making, impatience, pain, discomfort, distraction, headaches, and many other serious problems. A spiritual advisor can help you find ways to create a healthier work environment which can have a fantastic impact on your business’s growth.

5 – Help You Work With Your Intuition

At the highest level in the world of business, you constantly encounter people who follow their gut instincts. If they don’t like the feel of a deal, they don’t do it. If they are in love with an idea but can’t yet see how it’s going to be financially viable, they dive in and trust themselves to figure it out as they go along. Consulting with a psychic or reader can help you confirm intuitive feelings you have about people, situations, or deals, and this can give you the confidence to start acting in accordance with your inner compass. 

When you’re looking for someone to help with this, it’s a good idea to take your time and feel the different readers available. You can find the best psychics at sfgate.com where there are incredibly long lists of options available. Remember, it’s okay to switch to someone else if you didn’t vibe with your first choice. 

6 – Guide You Towards Understanding How You Are Perceived

While some people are highly aware and already have a sense of this, many people have no real understanding of how they’re perceived by others. The energy you give off will directly influence who works with you, who buys from you, and what the experience of interacting with other people feels like.

A psychic or intuitive can help you gain a better understanding of the vibe you’re putting out and what you can do to alter that vibe if you don’t like the results you’re getting. For many people, this is a lifelong process that involves continual effort. A long-term relationship with a psychic or reader can really help.

7 – They Can Explain Your Behavior To You

For some entrepreneurs, there are internal hurdles that seem impossible to overcome. Some people choke when it’s most important that they stand tall and put in their best effort—some people self-sabotage when they feel like they’re getting close to success or making money. If your own behavior is a mystery to you and it is negatively influencing your work, a spiritual advisor might be helpful. Sometimes all a person needs is a deeper look at why behavior has developed and what can be done to heal and address the internal need that that behavior stems from.

The above list is just a few of the ways a psychic or reader can help an entrepreneur. Of course, as with any industry, there are going to be genuine actors and scammers. Take your time to select a psychic using previous customer reviews and be wary of sharing any personal information with a reader you don’t know well, particularly financial information.

Quick Tips to Stay Cool, Calm and Collected While Stock Trading

Love it or hate it… the stock market is continually making (and losing) money for people on a daily basis. It’s not just about jumping in and out of stocks, or investing in a 401K for 20 or 30 years… it’s about coming up with an investment plan and strategy that works for you.

With all of that being said, stock market traders can lead one of the most highly charged and stressful careers imaginable. Full of non-stop action and major ups and downs, it can be easy to feel overwhelmed and become agitated by factors that are out of your control when riding the stock market wave.

Sound familiar? Are you new to trading?

Take a moment to read through our latest reference guide on how to stay cool, calm and collected, even when Pompei is burning around you. The stock market is a crazy place, so be sure to prepare yourself before you enter.

Over-preparation

There is a psychological phenomenon where some believe that over studying a subject can lead to a blank when it comes to putting the theory into practice.

For example, aspiring traders run around from book to classroom to teacher to try and find the best trading strategies but overthinking and second guessing takes over when the time comes to actually put in a buy or sell order with real money. In this situation, a trader has learned the theory over and over but that doesn’t do anything to prevent the body and mind from freezing over.

So, remember that while you do need to put hours into learning about the stock market and different strategies, don’t forget to dedicate some time to using a trading simulator where you can put what you learn into practice. This strategy is referred to as paper trading and the best part is you don’t have to risk a cent of your own money so it’s a win-win. 

Emotional Intelligence

Knowing how to react in a simulator can be a bit different to a real-life market as there are different scenarios to take into account. Making sure to give yourself allowance for emotional control is a good way of being able to keep yourself in check.

The first step to this is making sure you know what makes up an emotion: stimulation, feeling, motivation, belief and temperament. Once you have understood the concepts of what they mean, you can better understand how you can make your emotional state work for you as opposed to against you. 

Timing Your Trades

Market timing is used to maximize profits and balance the associated risks with high gains. It’s essential that you educate yourself on the importance of market timing and what that can mean for your own trading strategies.

What times of day see the greatest volume of action?

When does volatility spike and is there a way you can leverage that knowledge to set buy and sell orders? Is there a small window where you won’t be able to be online and ready for action? These are all questions you need to consider when it comes to timing your trades. 

Be Realistic

You are not going to win every single trade so be real with yourself. A successful trader will be right about 60% of the time (and sometimes less) so rather than dwelling on your defeats, you should focus on your wins.

Keeping this in mind or repeating it as a mantra is a good way of stopping yourself from over-stressing and being your own worst critic.

How to Keep It Together When Your Trading is in Chaos

At the end of the day, no one know what the stock market is going to do tomorrow. Some people might think they do, but it’s really all a toss up.

The important thing to remember is that you need to have a strategy in place. Know your limits, what your goals are, and when to enter and exit a trade.

With more attention on the stock market, cryptocurrency and investing than ever before, now is a great time to get started — but make sure you prepare yourself… as it might just end up being a wild ride!

If you enjoyed this article, be sure to check out my other stock market related articles by using the search box on the right side of the page. And of course… this is all just useful information and resources for you to read through. In no way am I a financial advisor, or recommending any trading advice.